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Out of gas – the trouble with the UK car insurance market

Illustration of coin being inserted into car.
Image: Getty Images
Martin Cloake profile image

Martin Cloake

5 min read

Motor insurance has been at the sharp end of a lot of regulatory scrutiny but it’s still not clear if UK drivers are getting the best deal.

It is not surprising that car insurance has been prominently in the sights of UK regulators. The UK market is the third largest in Europe – behind France and Germany – with €20bn ($21.4bn) of the €100bn ($107bn) gross written on premiums in Europe in 2021. Perhaps more importantly, it’s

Regulators have

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