Skip to Primary Navigation

GAO report reveals ACA exchanges vulnerable to fraud

A computer screen shows the enrollment page for the Affordable Care Act.
Photo: Raedle/Getty Images

Auditors used fake identities to obtain ACA coverage and found significant instances of Social Security number misuse.

Federal auditors from the Congressional Government Accountability Office (GAO) used fake identities to successfully obtain Affordable Care Act (ACA) coverage worth about $2,300 a month for four fake applicants from November through December 2024 – even though none had submitted required information on citizenship and income.

While the ACA marketplace requested that

Get full access, free for a month

Start your 28-day free trial to continue reading and access
all content on GRIP – no payment details required.

What’s included:

  • Every new article, plus our 5,000+ archive
  • Daily regulatory insight and guidance
  • Exclusive interviews and in-depth analysis
  • Coverage of industry-leading events and conferences
  • All podcasts and videos, featuring industry experts
  • The full set of Rules Navigator tools
  • An ad-free experience