Bitcoin lending facility agreements: The HODLER’s path to fiat liquidity

Institutional momentum continues as Bitcoin lending moves centre stage with English law widely used for structured finance and loan docs.

The market for Bitcoin and other digital-asset linked lending is undergoing a shift toward institutional legitimacy. In July 2025, JPMorgan announced plans to offer loans secured directly against client held Bitcoin and Ethereum, and Cantor Fitzgerald announced a $2 billion Bitcoin Financing Business initiative to provide leverage to investors who

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