The ghost in the machine: Why culture still eats RegTech for breakfast

If billions in annual technology spend still leaves us exposed, it’s worth asking: Is the issue a lack of tools, or a lack of organizational capacity to use them effectively?

From the earliest mainframes to the latest neural networks, technology has always offered the same seductive proposition – automate away human error, bias, and mischief, and you’ll end up with something cleaner, faster, and more reliable.

It’s an appealing vision for management teams and regulators alike, especially for lines of

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