The proposals show that the current leaders of these banking agencies are, and have been, adopting a more skeptical view of bank mergers.
Two of the three federal banking agencies, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC), have recently issued proposed policy statements that would change how they review bank merger proposals under the Bank Merger Act (BMA).
At a high level, the OCC
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