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Finnish FSA identifies gaps in mortgage credit compliance

Market Square, Helsinki, Finland, 2011. Helsinki Cathedral (Tuomiokirkko) can be seen in the left background.
Photo: The Photo Collector/Print Collector/Getty Images

FIN-FSA’s thematic review highlights weaknesses in cover pool monitoring, collateral eligibility, internal controls, and oversight.

Finland’s financial sector supervisor, FIN-FSA, has identified several shortcomings in mortgage credit bank operations following a thematic review carried out during 2026.

The review was carried out based on information reported by banks and it sheds light on gaps that range from proper documentation and policies to the setup of

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