Artificial intelligence may be creating an insurance problem that will only become fully visible after the first major catastrophe. To date, the debate has largely focused on familiar risks – hallucinations, data breaches, intellectual property infringement, discrimination, and cybersecurity failures. But the development that may matter most to insurers and
Could a major AI incident trigger the next insurance market crisis?

To what extent is the market already exposed to a single, systemic AI event and what type of claims are starting to emerge?
