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Seven findings from EIOPA’s IDD report shaping the European insurance market

Frankfurt Banking Quarter
Photo: Thomas Lohnes/Getty Images

Report highlights a mature compliance framework paired with persistent gaps in advice quality, governance, and consumer protection.

The EU’s Insurance Distribution Directive (IDD) was designed to create a more integrated insurance market in Europe, introducing rules about the design and distribution of insurance products, improving transparency, and strengthening consumer protection.

Using supervisory data, input from the National Competent Authorities (NCAs), and other stakeholders, EIOPA has published