FINRA study reveals alarming drop in financial resilience of US households

New findings show US adults, especially those in middle-income bracket, are increasingly unable to cover basic expenses or prepare for emergencies.

Despite steady income levels, American households are increasingly struggling to make ends meet. The 2024 National Financial Capability Study from the FINRA Foundation shows a reversal of over a decade’s worth of post-crisis progress.

Rising costs, particularly for food and other essentials, have eroded financial stability across income levels. Middle-income

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