Compliance and crypto were two hot topics in the most-listened-to episodes of the year.

Speakers emphasized technology‑neutral and principles‑based regulation, teased on new policies to come, or raised red flags.

Janaya Moscony, President at SEC3, and a former SEC regulator, discusses her career to date and tells us what "gift" she would like to receive from the regulator.

Mirko also touched on public company and crypto matters, saying the agencies will still focus on investor harm but emphasize useful disclosure, welcoming innovation and bolstering the private markets.

Some industry insiders weigh in on what we can expect for the coming year.

It was one of the most dynamic years in history for both the SEC and FINRA, with many unexpected – even unprecedented – twists and turns.

Statements by SEC commissioners indicated that maintaining privacy in financial affairs is a critical agency goal, and that individuals should be free to use privacy tools without triggering heightened scrutiny.

The SEC’s final Investor Advisory Committee meeting of the year offered an unusually clear window into the philosophical divides shaping American securities regulation.